The psychological impact of debt: how to manage it
Debt is no joke—in addition to being a financial burden, it can take a serious toll on your mental and even physical health. The stress and anxiety associated with owing money can impact every part of your life, from your relationships to your job performance. Understanding the psychological impact of debt and learning how to …
Tax tips for side hustles: keep more of what you earn
In today’s gig economy, side hustles are all the rage as a way to earn extra money. Whether you’re freelancing, driving for a rideshare company, selling handmade goods, or tutoring, it’s important to understand the tax implications of that additional income. But figuring out taxes for your side hustle doesn’t have to be complicated. Here …
Should you split payments with your bank or credit card?
When you have a big expense, breaking up payments can be a financial lifesaver. Many banks and credit card companies offer options to split significant purchases into manageable monthly installments. This can make big-ticket items more accessible without straining your budget. Sounds great, right? Well, wait just a minute… There are a few essential things …
The real cost of raising a kid
Raising a child can be one of the most rewarding experiences there is, but it can also be one of the most expensive. From diapers to college tuition, the costs add up fast. Understanding how much raising a kid costs can help you be prepared for the financial demands ahead. Here’s a detailed look at …
Thrifting 101: spend less and be hip at the same time
In a world where fashion trends come and go in the blink of an eye, thrifting is a way to stay stylish without going broke. Not only does thrifting save you money, it also lets you express your personal style and contribute to sustainability. Whether you’re a seasoned thrifter or a total newb looking to …
Save or invest your money: 5 things to consider
Whether to save or invest your money can be a confusing question. Both options have their merits, and the right choice usually depends on your individual financial goals, risk tolerance, and current financial situation. Here are 5 key things to consider when you’re deciding whether to save or invest your money. 1. Financial goals Before …
Financial minimalism: How it benefits your wallet
Sometimes it can seem like acquiring things is a measure of success. Financial minimalism is a refreshing, less stuff-intensive alternative. It’s all about focusing on simplicity and intentionality, and it can be great for your finances and your overall well-being. Here’s how a minimalist approach to your finances can benefit your wallet and your life. …
Saving for your child’s education: 529 plans explained
As a parent, saving for your child’s education is likely a priority you’ve been thinking about from the time they’re born. As tuition keeps climbing higher and higher, planning ahead can be a big advantage. One of the most effective tools for this purpose is a 529 plan. Here’s a comprehensive guide to understanding 529 …
1-month savings challenge
Saving money never seems like much fun, and it’s hard—which makes it easy to put off. But a short-term, focused effort can make saving more manageable and even kind of enjoyable. Like our 1-Month Savings Challenge. It’s an easy, practical way to kickstart your savings habits. Here’s how to get started and make the most …
Money wisdom from Monopoly
Monopoly is more than just a classic board game. Beneath its colorful board and iconic player pieces, there’s actually some deep financial wisdom. From strategic investments to managing cash flow, Monopoly has valuable lessons that can be applied to real-life financial management. Here are some key money lessons you can learn from this tycoon-in-training board …
How to track your expenses effectively
Tracking your expenses is a key step toward financial health and stability. It helps you understand where your money goes, identify the places where you can save, and make decisions about your spending habits. Whether you’re saving for a big purchase, trying to get out of debt, or just want to manage your money better, …
Southbound: an affordable travel guide
The South is known for a lot of things, like barbecue, humidity, and historic sites. There’s a sort of romance and mystery surrounding it all—and it seems to be even more haunted than other parts of the country. If you’re looking to plan affordable travel to the South, here are some top destinations to take …