Cost-saving hacks for back to school shopping
As the summer starts to wind down, that familiar back to school excitement starts to build. New teachers, new classes… It’s a whole new beginning for kids heading back to the classroom. Along with it comes the challenge of back to school shopping. It can be hard enough to find everything your child needs (and …
5 things to know about high-yield savings accounts
High-yield savings accounts (HYSAs. What an acronym, huh?) are a solid option if you want to maximize your savings. And really, who doesn’t want to maximize their savings? These accounts offer higher returns than traditional savings accounts, and they can help your money grow faster. Here’s what to know about high-yield savings accounts: 1. Higher …
10 student loan options: how to find the right one for you
Paying for college might even be harder work than graduating from college. So loans can be a necessity for those of us who don’t happen to be a Kardashian or trust fund kid. There are a lot of different types of student loans and a lot of details to compare. Here’s a rundown of loan …
How to negotiate for the best price – tips from the pros
Negotiation is a key skill that can help you save money on purchases and even earn more at work. Whether you’re haggling for a raise, closing a business deal, or lowering your bills, having some negotiation chops can give you a serious edge. Here are some top tips from the pros to help you negotiate …
Types of retirement accounts: which one is right for you?
Planning for retirement can feel like navigating a maze. The size of a small city. In the dark. But the good news is, with so many options available, there’s definitely a retirement account that fits your goals perfectly. Here’s the 411 on each type of retirement account. 1. Traditional IRA A Traditional IRA (Individual Retirement …
Flexible Spending Accounts (FSA): what to know
It’s kind of a bummer to have to spend your hard-earned cash on things that aren’t much fun but are essential. Things like medical expenses and daycare costs, for example—paying for them is peak adulting. But you can take a little of the edge off with a Flexible Spending Account, or FSA. These accounts can …
Create a financial plan: How to set goals for your future
Creating a financial plan is a key part of planning for your future and working toward your financial goals. Whether you’re saving for a dream vacation, buying a home, or planning for retirement, a well-thought-out financial plan can make all the difference. Here’s how to set goals and map out your financial future. Step 1: …
Crash course: Investing 101
Ready to put your money to work for you? Here’s what you need to know about investing.
Prime Day 2024: the best deals to watch out for
Amazon Prime Day is like Christmas in July for savvy shoppers. There are all kinds of deals that can make your wallet—and you—very happy. Whether you’re a tech enthusiast, a home cook, or you just love a good bargain, Prime Day will have something for you. (Probably lots of somethings!) As we look forward to …
How to talk money with your kids: what to teach them
Teaching kids about money is one of the most valuable bits of wisdom you can give them; it will shape the way they think of and treat money their entire lives. You can help them understand the importance of saving, budgeting, and making informed spending decisions. But when you talk money with your kids it …
When to use a personal loan vs. buy now pay later
These days, we have more options than ever when it comes to financing their purchases. Two popular choices are personal loans and buy now, pay later (BNPL) services. Each has its own advantages and potential drawbacks, and the right one for you depends on your financial situation and goals. Here’s a breakdown of the differences …
Financial planning for freelancers
Freelancing and side hustles offer flexibility, autonomy, and the chance to earn money doing work you enjoy—on your own terms. But it also comes with a few unique financial challenges. Without a steady paycheck or employer-sponsored benefits, freelancers have to be proactive to manage their finances effectively. Here’s how to navigate the ups and downs …